10 Best PayPal Alternatives for Your WordPress Business
PayPal is the pioneer of payment solutions for any business site. But is there no other equally reliable alternative to PayPal that can take its place? Well, the answer will depend on what you look for in a payment gateway for your personal or e-commerce site.
There was a time when people never considered using any PayPal alternative. But over the years, with the advancement of payment solution providers, a good number of people already rely on safer alternatives that offer great support & features.
In case you are running your eCommerce site or a multi-vendor marketplace, these alternatives to PayPal may come in real handy to make your payment process easier for your users.
So, are you curious to know what other payment service is making noise to be in the race against PayPal? Then keep reading this article, but before that, let's find out why you might want to switch to one of these PayPal alternatives.
What Could Influence You to Get One of These PayPal Alternatives
So what could drive you to get one of these alternatives? Let's find out some of them.
Mostly, one would want to get a PayPal alternative due to its :
- User-friendliness
- Economical Factor
- Ease of online & mobile payments
- In-store payment facility
- Global PayPal Payment Acceptance
- Invoicing and recurring payment option
- Direct peer-to-peer payment capabilities
Top PayPal Alternatives That You Can Rely on in 2026
Here are the top 10 alternatives to PayPal for your business. Have a quick look at the list below:
- GPay
- Braintree
- Payoneer
- Skrill
- Dwolla
- FastSpring
- 2Checkout
- Stripe
- Amazon Pay
- Paddle & some more as a bonus.
These are the best reliable PayPal alternatives of 2026. Now, let's jump to the main part.
GPay
Spending your money online is made simple and easy by GPay, also famously known as Google Pay. It is indeed the best choice for your store when it comes to adding your debit or credit cards for online payments. GPay lets you spend at physical locations when you add your cards to your phone.
Even though it is limited to iOS and Android phones, sending payments from your smartphone is its main feature. Moreover, it only takes a few moments to receive or send payment.
With no extra charge for transactions and a robust security system, GPay is certainly a revolutionary payment solution for every type of business.
Starting Transaction Fees: Zero
Braintree
Now, this payment solution specializes mostly in payments made through mobile or web for your eCommerce business sites. Although PayPal owns Braintree, it still works as an independent company competing fairly against PayPal right now. Its customer support is termed as solid, and some personal finance features are also packaged with it.
Braintree is more suitable for merchant use.
Moreover, it supports great features like accepting credit card payment through a merchant account for global online & mobile businesses. Its other unique attributes include payment gateways, the recurring billing process, storing of credit cards similar to Google Pay, and more.
Starting Transaction Fees: 2.9%+ $0.30 per transaction
Payoneer
Available in more than 200 countries, Payoneer is the ideal choice for most online professionals, such as freelancers or developers, worldwide. It allows users to use online payment systems to transfer money from anywhere in the world.
Its payment method is widely accepted, with its processed transaction facility in more than 100 currencies.
Along with wire transfers, companies use Payoneer to receive payments from all around the world. The user of this platform is able to receive funds in different ways.
In addition, to make payments online, Payoneer provides you with a pre-paid Mastercard that is accepted and can be used anywhere in the world.
Moreover, it provides the option to make fund transfer through a local bank, global transfers or a reloadable Payoneer credit card. Utilizing the Payoneer account, going into an ATM as well as a brick & mortar shop is also possible.
In the global payment market, Payoneer has become the more popular choice for sending and receiving funds to and from customers & the e-commerce marketplace.
Starting Transaction Fees: 3%
Skrill
Previously known as MoneyBookers and based in the UK, Skrill is another compact alternative to PayPal that is slowly getting popular among users in Europe. Its specialty is to be able to easily send money from the email ID of one Skrill user to another.
Moreover, it enables a user to withdraw money through their bank account, debit/credit card, etc. What's more fascinating is that it allows instant withdrawal into the bank account of the receiver.
Currently, it supports over 200 countries in 40+ currencies. And if you are into online gambling, you will be able to use Skrill to receive payment, something you can't do with PayPal. More importantly, it possesses top-level security with wide acceptance worldwide.
The merchant level fees are low with comparatively lower transaction fees globally. The money you receive can be sent immediately to a debit card for it to be used anywhere to make purchases, including withdrawal of money through an ATM booth.
Starting Transaction Fees: 2.9%+ $0.30 per transaction
Dwolla
Specialized for bank transfers or Automated Clearing House (ACH) payments, Dwolla is another well-known PayPal alternatives that enable you to send money through the internet hassle-free. Any normal user is able to make payments online with it, while using the same platform, business people can conveniently send and receive money from anywhere in the world.
Moreover, money can be sent to Businesses, LinkedIn, Facebook, Twitter followers, emails, and phone numbers that accept Dwolla as their payment system.
In case you are looking to make a payment in bulk, there is a service called Dwolla MassPay where users can make thousands of payments at the same time. This feature is really useful in case you are running an e-commerce marketplace.
The best part is that the transaction fee never really exceeds $0.25, irrespective of the amount being sent. The tools of this brand are powerful yet easy to use. It comes with a flexible API to get access to ACH payments quickly.
Facilities like sending, receiving, and requesting funds are free, while other premium services like next-day transfer, white-label, and higher limits are available for a fixed monthly flat rate.
Starting Transaction Fees: $0.25
FastSpring
Vowing to provide fast and effortless payment, FastSpring tries to ensure a pleasant experience for its users while collecting any electronic payments for the sold goods or services. Even without a merchant account, this payment platform enables you to sell online.
Get instant international reach & global distribution with just a single integration of the FastSpring Payment solution for your e-Commerce sites or Multi-vendor marketplace
Expand endless opportunities with payment options by accepting multiple card types from the clients in order to improve both customer satisfaction and sales. With a simplified execution, you can effectively handle all your refunds, remittances, and any other settlement payments.
The solution comes with an intelligent payment routing option so that you can collect payment on every order, no matter where it happens. Its e-commerce and multi-vendor marketplace payment solution comes with fraud protection and security. Moreover, it provides service by maintaining compliance with PCI and local law.
Starting Transaction Fees: 8.9% and 5.9%+$0.95
2checkout
This payment solution works as a partial alternative to PayPal. Because it doesn't allow its users to transfer money among them. It is more suitable for processing transactions for merchants when they sell items. Simply combine a merchant account with a payment gateway to receive payments made with credit cards and PayPal.
Currently, around eight payment method supports 2checkout including Visa, Mastercard, PayPal to name a few.
Easily set up a recurring billing option for customers, and its other highlighted features include international payment and a solid shopping cart. At the moment, its service is available in more than 200 international markets in 87 currencies with over 15 languages. Its pricing depends on the country you are living in. It includes advanced security and fraud protection for each transaction.
For WooCommerce or an Online Multi-vendor Marketplace, it has a dedicated API-based service. This provides a payment module that easily integrates with its inline checkout.
Moreover, it consists of a number of customizable payment checkout options with a branded, mobile-friendly, and localized payment service.
Starting Transaction Fees: 2.9%+$0.30
Stripe
This is probably one of the best alternatives to PayPal there is. In terms of mobile and online payments, Stripe has become a leading payment solution compared to PayPal. It gives tough competition to PayPal in terms of the global payment process with its highly customizable and app-based payment solution.
Stripe has no account fees, and, like most all-in-one payment solutions, it charges a simple processing fee of just 2.9% + $ 0.30 per transaction. Though it doesn't offer a wide range of fees for different types of transactions, either.
Even for international clients, the payment solution Stripe excels in global payment processing. The solution is indeed a solid and secure one that easily integrates with any multi-vendor marketplace or e-commerce business site.
Starting Transaction Fees: $0.30
Bonus: Some More PayPal Alternatives
Paddle Payments Plugin:
Billing can be a headache for eCommerce entrepreneurs, but the Paddle Payments plugin just made it easier for all.
You may know- Paddle unifies payments, subscription, billing management, manual invoicing, sales tax, financial compliance, fraud, and more with an All-in-One SaaS Commerce platform that grows with you.
When it comes to accepting recurring payments on your WordPress site for Easy Digital Download and WooCommerce, WPSmartPay surely leads the way.
It is one of the most popular payment solutions for selling digital products via an online marketplace like Dokan or other WordPress business sites.
It consists of a number of powerful payment options for WordPress with a cost-effective lifetime pricing plan. Once integrated, you will no longer need to worry about dealing with taxes, payment gateways, currencies, compliance, and billing support queries, as it takes care of them seamlessly. It is truly a reliable e-commerce payment solution plugin specially built to satisfy the needs of the top CMS platform, WordPress.
Starting Lifetime Deal: $49
Amazon Pay:
This payment solution comes from the marketplace giant Amazon.com. The process of payment is quite similar to PayPal. Moreover, it is one of the leading ones when it comes to letting the customer checkout from an online store.
Payments and the checkout process are much faster than on most other payment platforms. Also, it already stores all the necessary user details, kinda like how login works with Facebook.
Starting Transaction Fee: 2.9%+$0.30
Pick The Alternatives that Best Suit Your Business
A few years back, it used to make complete sense when someone was still hesitant to move away from using PayPal to its alternatives due to compatibility concerns. But now those issues are resolved, and people can use a really reliable solution to complete their regular transactions, regardless of where they live.
But picking the right platform is essential for making secure online payments. Moreover, PayPal faced its share of difficulties, with a number of lawsuits brought against it. But it doesn't mean we are asking you to totally refrain from using PayPal on your site. But sometimes trying out something new with some better features at a lower price is never a bad idea after all.
If you ask me, you would certainly save a ton of money.
Most of the alternatives we discussed here certainly fit well enough for your e-commerce site. You can use them for your personal sites as well. The security function in all these payment solutions is top-notch. So you won't need to worry about your privacy & security when completing your online transaction. And if you're looking for my suggestion, you may want to go with Skrill or Dwolla.
But if you are looking for a direct replacement for PayPal to handle UK country-based transactions, you may want to try 2Checkout. Stripe, Paddle Payments for secured online business or e-commerce marketplace transactions.
